Do business, pay later
We understand how critical having a positive cash flow is for your business, which is why we’ve crafted different financing options to suit every business need.
How it works
Once you've signed up to Qogita, you have the option of applying for financing. Our team will ask you for more information about your business (such as financial statements), and run a credit check through our financial partner. Eligible buyers are then given a credit line based on the report.
We allow you to choose when you pay back, the options are 30, 60 or 90 days.
The payment deferral fee depends on your chosen option and will be charged separately in your invoice.
Benefits
Cash flow efficiency
Healthy cash flow is a sign of a great business, small, medium or large. If you want to sell before you pay, we’ll allow deferred payments by 30, 60 or 90 days.
Opportunity for growth
With cash in the bank and reliable stock levels, you can operate efficiently to delight your end customers, leading to positive business growth.
Low fees
Our fees are low to help us grow businesses like yours, not to make it tougher for those who require a little extra help.
Insurance
Financed orders are automatically insured during checkout, if you would like to know more about our insurance offering, please make your way to the dedicated webpage.
Learn more
Frequently asked questions
“As a small business, cash flow is one of our most sensitive challenges. Qogita's straightforward financing plans – 30, 60 or 90 days – are an effective solution that I can take only when I need it.”
Ready to get started?
Join 10,000+ of wholesale buyers who've already transformed their wholesale buying processes on Qogita